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Affordable Housing Development Toolkit:

Multi-Residential and Ground-Related Affordable Housing

Ensuring everyone has a home starts with fostering housing diversity. In Bruce County, we need more affordable housing of all shapes and sizes. Developers and builders have a role to play in creating the kinds of homes our communities need.
apartment buildings
apartment buildings

Multi-residential affordable housing could include:

  • Low to mid-rise apartment buildings
  • Mixed-used developments

Ground-related affordable housing could include:

  • Properties with additional residential units (ARUs)
  • Duplexes, triplexes, fourplexes
  • Tiny home communities
  • Infill housing
Contact Us

Tania Dickson

Housing Services Manager

Department: Human Services, Human Services

Tel: 1-877-396-3450

TDickson@brucecounty.on.ca

This Development Toolkit is focused on supporting the creation of new affordable multi-residential and ground-related housing. From higher density buildings to missing middle forms, we need more affordable rental, market rental, and affordable ownership units that serve low to moderate income households in Bruce County. For more information on housing affordability levels, see Affordable Housing 101.

Why build these forms of housing?

  • These types of units can be more affordable (costing 30% or less of a household’s income) than single and semi-detached houses for both renters and owners.
  • There is demand across Bruce County for more compact homes that are close to amenities, particularly in central and newly developing areas.
  • These types of homes make great options for seniors looking to downsize, young professionals, as well as those moving to the County for employment.
  • Building affordable or mixed-affordability projects with appropriate density can be financially beneficial to developers.
  • There are opportunities to collaborate with local non-profit organizations and major employers on affordable housing developments, as well as municipal incentives and funding options to take advantage of.
  • County and municipal staff generally support projects that offer affordable housing, as well as densities that efficiently use land, resources, infrastructure, and public service facilities. Furthermore, Bruce County Planning & Development and Housing Services can assist at each stage of the development process to ensure a win-win for all.

Step by Step Guide

This Step-by-Step guide contains key information on the pathways to developing affordable housing in Bruce County, focusing on multi-residential and ground-related housing forms. The guide covers five key areas of the development process: finding land, design, financing and funding, planning and approvals, and construction and pre-occupancy. It contains insights and considerations specific to the County context, as well as tools and resources to help your affordable housing project come to life.

1.1 Locating your project in Bruce County

When selecting a location for a proposed housing project, you should consider:

  • Zoning by-laws
  • Servicing
  • Compatibility of the proposed project with the existing residential area (e.g., scale, density, and design)
  • Space for adequate off-street parking
  • Buffering through landscaping between higher and lower density residential areas and/or non-residential uses as appropriate
  • Walkability and proximity to essential services and community facilities (see visual below for recommendations adapted from the CMHC Seed Application)
Visual - land distances

1.2 Where developments are permitted

Multi-Residential

In Ontario, the multi-residential property class includes property used for residential purposes with more than six self-contained units and vacant land that is zoned for multi-residential development. In Bruce County, these properties are designated as medium-to-high density. The County Official Plan currently directs multi-residential development to primary and secondary urban communities.

In the eight municipalities within Bruce County, multi-residential development is typically permitted under medium density, or zone categories ranging from R3 to R5. Although it varies by municipality, this zone category permits a range of multi-residential dwellings, including rowhouses, apartments, and townhouses that are clustered or street-facing. Residential care facilities and group homes, which provide long-term care and supportive housing options, are also permitted in multi-residential zones. The table below provides a summary of where multi-residential developments are permitted across municipalities and the appropriate zone categories.

Ground-related

In Bruce County, ground-related housing forms like duplexes, triplexes, and rowhouses – often deemed to be “missing middle” housing types – may be built in areas designated as low-to-medium density in the County Official Plan. The County Official Plan also directs multiple unit ground-related developments to primary and secondary urban communities.

In the eight municipalities within Bruce County, multiple unit ground-related development is typically permitted in zone categories ranging from R2 to R3. Although it varies by municipality, these zone categories permit a range of dwellings containing multiple units, which may overlap with some multi-residential typologies. Low-rise apartments that are less than three stories in height, as well as residential care facilities and group homes may also be permitted in low density multiple zones. The table below provides a summary of where multiple unit ground-related developments are permitted by municipality and the appropriate zone categories.

Municipality and Link to Zoning By-Laws Primary Urban Areas Secondary Urban Areas Duplexes, Triplexes and/or Fourplexes Townhome, Cluster or Street/Row Houses Dwelling, Multiple/Apartment Building Residential Care Facility Group Home
Arran-Elderslie

Chesley
Paisley
Tara/Invermay

Allenford R2 R2, R3 R3 R3 R3
Brockton Walkerton Elmwood R2 R3 R3 R3 R3
Huron-Kinloss Ripley
Lucknow
Huron-Kinloss
Lakeshore
R2 R3 R3 R3 R3
Kincardine Kincardine
Tiverton
Inverhuron R3 R3 R4    
Northern Bruce Peninsula   Tobermory
Lion's Head
R3, R4 R5 R5    
Saugeen Shores

Southampton
Port Elgin

    R4 R4 R4  
South Bruce

Mildmay
Formosa
Teeswater

  R2 R3 R3 R3 R3
South Bruce Peninsula Sauble Beach (fully serviced area)
Wiarton
Sauble Beach (partial serviced area)
Allenford
Hepworth
R3 R4 R4 R3 R3

Other ways to develop multi-residential and ground-related housing in Bruce County include

  • Residential Infill Policies: Municipalities will consider proposals to infill in existing residential areas when such infilling is found to be compatible with the character of the surrounding residential neighbourhood. Infill occurs when new lots are created and developed within the existing built-up area.
  • Residential Conversions: There may be opportunities for conversion of existing single detached residential dwellings into multiple unit dwellings. Residential conversions are permitted in the Residential designation subject to the requirements of the Comprehensive Zoning Bylaw.

1.3 Where to find land

It can take some creativity to locate land for the development of multi-residential or ground-related housing. The local Planning Hubs can help developers evaluate the development potential of a particular parcel of land by providing information about required planning applications and studies. Underutilized county, municipal, or federal lands are also an option for housing development. Another pathway could involve partnering with faith-based organizations or service clubs to develop housing on land they own. Additionally, local realtors may be able to assist you in finding institutional lands or commercial buildings that could be converted to residential uses.

Tools and Resources

2.1 Design Considerations

When creating housing of any kind, it’s important to design with the needs of prospective residents in mind. In Bruce County, some of the population groups that could be interested in living in multi-residential or ground-related housing include seniors looking to downsize, young adults, and people moving to Bruce County to seek economic opportunities. Some of these groups may have specific housing needs and preferences, so it’s important to understand and consult with the people you’re aiming to build for. For more information on housing needs and demographic trends broken down by municipality, see the Affordable Housing 101 Guide.

Multi-Residential

  • In Bruce County, there is a particular need for modest housing, such as 1- and 2-bedroom units, that are appropriate and affordable for smaller households. The illustration below shows a general guideline for creating apartment unit sizes that are affordable and functional (adapted from Investment in Affordable Housing for Ontario).
visual - apartment sizes
  • Shared amenity spaces not only serve the needs of residents, but create opportunities for socialization and enhancing community life within the building. Amenity spaces could include outdoor areas (e.g., a garden), spaces for recreational activity (e.g., a playroom for children, a gym), common spaces (e.g., a sitting area), and pet-friendly spaces. These spaces could be creatively designed and integrated to support the health and wellbeing of residents.
  • Where appropriate, consider building mixed-use developments that incorporate spaces for commercial uses, offices, and other services. These spaces could be planned in collaboration with community partners to provide value to future residents in the building, as well as the surrounding community. For example, an office space could be used by an agency that provides wrap-around services and supports to residents, such as seniors who wish to age in place.

Ground-related

  • In Bruce County, there is a particular need for modest housing, such as 1- and 2-bedroom units, that are appropriate and affordable for smaller households. The illustration below shows a general guideline for creating townhouse or row house unit sizes that are affordable and functional (adapted from Investment in Affordable Housing for Ontario).
visual - townhouse sizes
  • Design visually interesting housing forms that complement the character of the surrounding neighbourhood, while contributing to an attractive streetscape. For example, front yards with greenery (e.g., trees, gardens) and outdoor amenity spaces enhance the look of a development, provide buffering, and may be enjoyed by residents.
  • Ensure that the development is designed in a way that is respectful of any neighbouring structures and that all units have accessible entrances, adequate privacy, and access to sunlight and sky views.

2.2 Designing with Community in Mind

For new developments and redevelopments, it’s important to be mindful of the existing neighbourhood and community in which you are building. Residents in more established communities are often keen to know more about proposals for developments in their neighbourhood. Neighbours may also have concerns about issues like traffic, shadowing, and snow storage, which could be addressed by conducting studies (see more in Section 4: Planning and Approvals).

To build good relationships with the surrounding community and generate support for your project, you should think about:

  • How will your new building fit in with the character of the existing neighbourhood?
  • Are there opportunities for your development to contribute positively to the character or availability of resources in the neighbourhood (e.g., architectural design, greenery, space for retail or services)?
  • Could your project help address local housing needs? (e.g., older residents wanting to downsize in the community, housing for workers)?
  • How might you engage community leaders (e.g., local councillor, ratepayers’ association) to get support and buy-in?
  • How might you engage surrounding neighbours in the early stages of the project to get their input and answer any questions they have (e.g., host a design session)?

2.3 Design Considerations for Funding

There are design considerations and requirements that are tied to certain funding programs. For more information on the available funding programs, please see Section 3: Financing and Funding in this Step-by-Step Guide. The following table provides a brief overview of the types of requirements you may encounter.

 

Category Funder Design Requirement
Energy Efficiency Canada Mortgage and Housing Corporation(CMHC)
  • A minimum of 25% reduction in energy consumption and greenhouse gas emissions for new construction relative to base building constructed to the National Energy Code of Canada for Buildings 2015 or the National Building Code of Canada 2015.
  • A minimum of 25% reduction in energy consumption and greenhouse gas emissions relative to pre-renovation conditions for repair and renewal projects.
Federation of Municipalities(FCM)
  • Aim for net zero energy performance, meaning any energy required should be generated through on-site, renewable or recovered power sources.
Accessibility Canada Mortgage and Housing Corporation (CMHC)
  • At least 20% of all units must be accessible and common areas are barrier-free to receive funding from CMHC's National Housing Co-Investment Fund program for new construction and repair and renewal projects OR the entire project (common areas and dwelling units) incorporates full universal design.
Affordability Canada Mortgage and Housing Corporation (CMHC)
  • At least 30% of all units are at rental cost of less than 80% of Median Market Rent (MMR).

 


2.4 Partnering with Community Organizations

Partnering with local organizations and involving broader community stakeholders in the design process are good practices that help ensure the housing you create is relevant to the needs of the community, while helping generate support for the project.

Best practices for collaborative design include:

  • Engaging potential partners and community leaders early in the process to build relationships
  • Researching the community context to understand what kind of housing is needed (e.g., statistics, housing market trends, community profiles, focus group engagements)
  • Consulting with diverse community stakeholders to co-create a vision for the development

There are opportunities to partner with non-profit organizations in Bruce County on your affordable housing development. Partnerships could involve:

  • Developing in collaboration with an organization that will own a portion of units in the building
  • Having an organization operate some of the units within a development to provide housing to the people they serve
  • Having an organization provide on-site services to residents who may require supports (e.g., seniors, people with disabilities)
  • Providing office space to an organization in a mixed-use development

Examples of Affordable Housing Partnerships

Example 1 Example 2 Example 3 Example 4
Collaboration between Kinkora Developments Ltd. and the University of Winnipeg’s Educational Housing Corporation

Project: Purchase and renovation of an abandoned apartment building in Winnipeg’s inner city into 23 units of affordable housing for low-income post-secondary students.
Design-build collaboration between Van Mar Constructors and York Region Housing.

Project: A 202-unit apartment building which includes community hub and social enterprise space.
Joint venture collaboration between Rockport Group, a private rental developer and Artscape, Weston Hub, a non-profit corporation.

Project: A 350-unit rental development, including 26 affordable housing units, which includes programming space.
Municipal Collaboration between Russell Meadows Non-Profit Accommodations Inc. and County of Bruce

Project: 8 new affordable housing units, including improvements to the existing 35-unit complex.
Link Link Link Link

There are also opportunities to partner with major employers in Bruce County on new housing creation. Lack affordable housing is an issue that affects Bruce County’s industries and employers that want to attract and retain workers. The County can help facilitate connections with businesses that are interested in creating, providing, and/or securing housing for their employees.

 

Tools and Resources

3.1 Funding Options

There are numerous funding programs available for affordable housing projects. Some of these are summarized in the table below. Bruce County Human Services can also provide guidance and assistance with funding applications. Please note that some of these programs have eligibility requirements such as minimum number of units. For example, CMHC programs requires a minimum of five (5) units. Please see each program link for further details.

For more information and guidance on funding affordable housing projects, please contact:

Tania Dickson, Housing Services Manager
Department: Human Services, Human Services
Tel : 1-877-396-3450
Email: TDickson@brucecounty.on.ca

Federal Programs

Program Objective Funding Type Website
CMHC National Co-Investment Fund (New Construction) Offers forgivable and repayable loans towards the development of energy efficient affordable housing projects. Low-Cost Repayable Loan (<50 years amortization)

Small Forgivable Loan
Link

Co-Investment Fund, financial viability tool, CMHC
Link
CMHC National Co-Investment Fund – Contribution Only Provides an unsecured contribution that facilitates seamless integration into project financing structures.

Supports organizations that have already partnered and secured funding but require more capital.
Contribution/ grant (non-repayable). Link
CMHC MLI Select Program An innovative new multi-unit mortgage loan insurance product focused on affordability, accessibility, and climate compatibility. Point system to offer insurance incentives based on affordability, energy efficiency, and accessibility. Incentives are available for new construction and existing properties. Link
CMHC Rapid Housing Initiative The Rapid Housing Initiative (RHI) addresses the urgent housing needs of our most vulnerable populations. Up to 100% in capital contribution funding to cover eligible residential construction costs Link
CMHC Seed Funding Offers contribution and interest free loan towards the preconstruction activities in the development of energy efficient affordable housing projects. Contribution and interest free loan. <150,000 contribution <350,000 interest free loan Link
CMHC Federal Lands Initiative The Federal Lands Initiative is a $200-million fund that supports the transfer of surplus federal lands and buildings to eligible proponents. This is available at discounted to no cost to be developed or renovated for use as affordable housing. The discount on the property will depend on the level of social outcomes achieved by the winning proposal Link
CMHC - Affordable Housing Innovation Fund The Affordable Housing Innovation Fund is a $200 million fund that will be instrumental in creating the next generation of housing in Canada. The goal of the Innovation Fund is to encourage new funding models and innovative building techniques in the affordable housing sector. Applicants must demonstrate their overall financing sources to support the level of funding required to ensure project viability.

In addition to loans, forgivable loans and contributions, innovative funding with financing options are also available to proponents. These options may include:
  • equity capital investments
  • minority ownership models, dividend payments
  • other innovative funding arrangements
Link
CMHC Shared Equity Mortgage Providers Fund The Shared Equity Mortgage Providers Fund is a 5-year program that launched on July 31, 2019. This $100-million lending fund has two funding streams: Pre-Construction Loans (Stream 1) and Shared Equity Mortgages (Stream 2). It aims to assist in the completion of 1,500 new units and help at least 1,500 homebuyers buy their first home. Stream 1: Loan up to $4,000,000 with a maximum loan term of 5 years;

Stream 2: Loan up to $5M, with 5 or 10-year renewable loan term, maximum 25-year amortization
Link
Energy Efficient Buildings Program – Natural Resources Canada Improves how homes and buildings are designed, renovated, and constructed. Avg. $1,000,000 per project Link

 

Provincial Programs

Program Objective Funding Type Website
Ontario Trillium Foundation (OTF) Capital Grant Improve access to community spaces, programs, activities, and services, and facilitate community members’ full participation in the life of the community; improve and build community spaces; make programs better and more efficient; make better use of technology. Capital grants between $10,000 to $150,000 Link
Provincial Surplus Lands Any property within the Infrastructure Ontario managed portfolio that is no longer required for the delivery of government programs and services, is classified as surplus and a land assessment and due diligence process is initiated. Municipalities with surplus lands are then able to sell or lease lands to private and not-for-profit developers to develop affordable housing. Should surplus land in Bruce County be put on the market, the County and the relevant lower-tier municipality will issue a Public Notice declaring lands for sale. N/A Link

 

Municipal Programs

Program Objective Funding Type Website
Community Housing Renewal Strategy The Community Housing Renewal Strategy includes Canada-Ontario Community Housing Initiative and The Ontario Priorities Housing Initiative (OPHI). Funding for each initiative is allocated on a yearly basis to the local Service Manager for Housing, who distributes the funding. Accessing these funds would require interested applications to coordinate with Service Managers in Bruce County.

The Canada-Ontario Community Housing Initiative provides funding to Service Managers to replace the federal Social Housing Agreement funding that expires each year, beginning April 2019. This funding can be used by Service Managers to repair, regenerate, and expand community housing and to protect affordability support for tenants.
Capital funding for expenditures on affordable rental construction (up to $50,000 per unit), affordable rental acquisition or rehabilitation, affordable rental conversion, the development of social housing, affordable homeownership, and down payment assistance.

In addition, OPHI includes an operating expenditures component including funding for rent supplements, portable housing allowances and support services.
Link
Federation of Canadian Municipalities –Green Municipal Fund: Sustainable Affordable Housing Offers various grants and loans towards the development of energy efficient affordable housing projects.

GMF offers support throughout the life cycle of an affordable housing construction project through five funding options: Planning, Studies, Pilot projects, Retrofit capital projects, and New-build capital projects.
New-build capital projects: financing (50% and 50% loan) for up to 20% of total eligible project costs, with a maximum combined financing of $10M.

Retrofit capital projects: financing for up to 80% with a maximum combined financing of $10M; Grants are available for 25-50% of total financing depending on anticipated energy performance.

Pilot retrofit or new construction: Grants of up to $500,000 to cover up to 80% of your eligible costs.

Study grant: Up to $175,000 for 50% of expenses.

Planning grant: Up to $25,000 to cover up to 80% of your eligible costs.
Link

 

Other Funding Opportunities

Program Objective Funding Type Website
TD Ready Commitment Affordable Housing is an integral part of Financial Security. That’s why we’re dedicated to improving the quality and accessibility of housing in communities across North America. TD works with community organizations to help people access housing. Grant of up to $1,000,000 Link
The Home Depot Canada Foundation - Community Impact Grant Program To prevent and end youth homelessness in Canada. Community Development Grant Program: Canadian registered charities with prevention, workplace readiness or housing needs programs with a youth focus. Maximum Grant is up to $10,000.

Youth Opportunity Grant: Including housing transformation, healthy pathways (prevention), and youth innovation, which include youth-led initiatives and education programs. Maximum Grant is up to $75,000.00.
Link
Savings by Design Affordable Housing Program – Enbridge Gas Inc. Encourages builders and developers of new affordable housing to integrate energy efficiency measures, features, and practices into their building designs, as a means to maintain housing affordability. Up to $120,000 per project Link
Vancity Community Investment Bank – Social Purpose Real Estate Financing VCIB provides construction, term, and acquisition financing for commercial real estate developers that are committed to building affordable and sustainable communities across Canada. We call it social purpose real estate. $2M – 45M+ with up to 75% Loan-to-Value; 1 to 5 years in term with up to 25 years amortization (30 years for new construction) Link

3.2 Incentives for Affordable Housing

Municipality Incentives Development Fees and Charges Development Charges By-Law
Municipality of Kincardine
  • Waives development charges for residential developments have received Federal, Provincial or County government funding or subsidies for the provision of affordable housing development or is constructed by Habitat for Humanity or any other non-profit housing provider and that the dwelling units are being made available at values that are initially and will continue to be below current market levels in the Municipality.
  • Reimbursement of Building Permit Fees for Affordable Housing for a development identified as being in the County of Bruce Affordable Housing Program.
Kincardine: Development Fees and Charges Link to development charges by-law
Municipality of Arran-Elderslie
  • Does not levy development charges on new development.
  • Development Agreement fee
Arran-Elderslie: Fees and Charges  
Town of South Bruce Peninsula
  • Collects Development Charges for the areas in and immediately around the community of Wiarton.
South Bruce Peninsula: Fees and Charges Link to development charges by-law
The Municipality of South Bruce
  • Does not levy development charges on new development.
  Link to development charges by-law
The Municipality of Huron-Kinloss
  • Does not charge development charges for residential secondary units
  Link to development charges by-law
Town of Saugeen Shores
  • Allows new rental developments to pay development charges over a five-year period
  • Exempts qualifying rental housing designed to be universally accessible, containing three-bedroom apartments, or located near the downtown from paying development charges
  • Exempts federally funded or subsidized affordable housing from development charges
  • Exempts basement apartments and other similar units from development charges
  • Updates to the Official Plan and Zoning By-Law which increase flexibility for property owners as it pertains to creating new additional residential units in both the urban and agricultural areas of the municipality
  • A Community Improvement Plan (CIP) which provides a range of incentives for property owners, such as: property tax assistance, municipal fees rebates, parking relief, parkland reduction and expedited approval
  • The Town may also consider the disposition of reserve funds and surplus municipal land to facilitate construction of affordable housing units
Saugeen Shores: Fees and Charges Link to development charges by-law
Municipality of Brockton
  • Does not charge development charges for any residential or non-residential development
Brockton: Fees and Charges  
Municipality of Northern Bruce Peninsula
  • Development agreement fee
Bruce Peninsula: Fees and charges  

 

Tools and Resources

4.1 Municipal Information Sheets

This section breaks down the process for planning and approvals by municipality, including key contacts and resources.

Arran-Elderslie

Considerations Information Additional Resources
Review and Approval Authority Bruce County
  • Zoning By-Law Amendment
  • Official Plan Amendment
  • Minor Variance
  • Consent
  • Plan of Subdivision
  • Plan of Condominium
Arran-Elderslie
  • Site Plan
  • Building Permit
Key Contacts  
Pre-Application Consultation
  • Required
How to Apply Bruce County
  • In-person submission required
  • Peninsula Hub - Planning
    268 Berford St, P.O. Box 129
    Wiarton, ON N0H 2T0
    Canada
Arran-Elderslie
  • Online Submissions
Conservation Authorities Arran Elderslie falls within both the Saugeen Valley Conservation Authority and Grey Sauble Conservation Authority jurisdictions.

Development applications are circulated with the relevant Conservation Authority for comment.

Conservation Authority approval is required for applications located within the Regulated Area.

 

Brockton

Considerations Information Additional Resources
Review and Approval Authority Bruce County
  • Zoning By-Law Amendment
  • Official Plan Amendment
  • Minor Variance
  • Consent
  • Plan of Subdivision
  • Plan of Condiminium
Brockton
  • Site Plan
  • Building Permit
Key Contacts Bruce County
Brockton
Pre-Application Consultation
  • Required
How to Apply Bruce County
  • In-person submission required
  • Inland Hub - Planning
    30 Park Street
    Walkerton, ON N0G 2V0
    Canada
Brockton
  • Online Submission
Conservation Authorities Development applications are cirulated with the Saugeen Valley Conservation Authority for comment.

Conservation Authority Approval is required for applications located within the Regulated Area.

 

Huron-Kinloss

Considerations Information Additional Resources
Review and Approval Authority Bruce County
  • Zoning By-Law Amendment
  • Official Plan Amendment
  • Minor Variance
  • Consent
  • Plan of Subdivision
  • Plan of Condiminium
Huron-Kinloss
  • Site Plan
  • Building Permit
Key Contacts Bruce County
Huron-Kinloss
  • Matt Farrell
    Builder and Planning Manager/CBO
    Building Services
    Tel: 519-395-3735
Pre-Application Consultation
  • Required
How to Apply Bruce County
  • In-person submission required
  • Inland Hub - Planning
    30 Park Street
    Walkerton, ON N0G 2V0
    Canada
Huron-Kinloss
  • Online Submission
Conservation Authorities Huron-Kinloss falls within both the Saugeen Valley Conservation Authority and Maitland Valley Conservation Authority jurisdictions.

Development applications are circulated with the relevant Conservation Authority for comment.

Conservation Authority approval is required for applications located within the Regulated Area.

 

Kincardine

Considerations Information Additional Resources
Review and Approval Authority Bruce County
  • Zoning By-Law Amendment
  • Official Plan Amendment
  • Minor Variance
  • Consent
  • Plan of Subdivision
  • Plan of Condiminium
Kincardine
  • Site Plan
  • Building Permit
Key Contacts Bruce County
Kincardine
Pre-Application Consultation
  • Required
How to Apply Bruce County
  • In-person submission required
  • Lakeshore Hub - Planning
    1243 MacKenzie Road
    Port Elgin, ON N0H 2C6
    Canada
Kincardine
  • Online Submission
Conservation Authorities Development applications are cirulated with the Saugeen Valley Conservation Authority for comment.

Conservation Authority Approval is required for applications located within the Regulated Area.

 

Northern Bruce Peninsula

Considerations Information Additional Resources
Review and Approval Authority Bruce County
  • Zoning By-Law Amendment
  • Official Plan Amendment
  • Minor Variance
  • Consent
  • Plan of Subdivision
  • Plan of Condiminium
  • Site Plan
Northern Bruce Peninsula
  • Building Permit
Key Contacts Bruce County
Northern Bruce Peninsula
  • Olivia Daigle
    Building and Planning Administrative Assistant
    Building Department
    Tel: 519-793-3522 Ext. 226
Pre-Application Consultation
  • Required
How to Apply Bruce County
  • In-person submission required
  • Peninsula Hub - Planning
    268 Berford St, P.O. Box 129
    Wiarton, ON N0H 2T0
    Canada
Northern Bruce Peninsula
  • Online Submission
Conservation Authorities Part of the Municipality is within the jurisdiction of the Grey Sauble Conservation Authority. Development applications for properties within its jurisdiction are circulated with the Grey Sauble Conservation Authority for comment.

Conservation Authority Approval is required for applications located within the Regulated Area.

 

Saugeen Shores

Considerations Information Additional Resources
Review and Approval Authority Bruce County
  • Zoning By-Law Amendment
  • Official Plan Amendment
  • Minor Variance
  • Consent
  • Plan of Subdivision
  • Plan of Condiminium
Saugeen Shores
  • Site Plan
  • Building Permit
  • Subdivision/Condominium Agreements
Key Contacts Bruce County
Saugeen Shores
Pre-Application Consultation
  • Required
How to Apply Bruce County
  • In-person submission required
  • Lakeshore Hub - Planning
    1243 MacKenzie Road
    Port Elgin, ON N0H 2C6
    Canada
Saugeen Shores
  • Online Submission
Conservation Authorities Development applications are circulated with the Saugeen Valley Conservation Authority for comment.

Conservation Authority Approval is required for applications located within the Regulated Area.

 

South Bruce

Considerations Information Additional Resources
Review and Approval Authority Bruce County
  • Zoning By-Law Amendment
  • Official Plan Amendment
  • Minor Variance
  • Consent
  • Plan of Subdivision
  • Plan of Condiminium
  • Site Plan
South Bruce
  • Building Permit
Key Contacts Bruce County
South Bruce
Pre-Application Consultation
  • Required
How to Apply Bruce County
  • In-person submission required
  • Inland Hub - Planning

  • 30 Park Street
    Walkerton, ON N0G 2V0
    Canada
South Bruce
  • Online Submission
Conservation Authorities South Bruce falls within both the Saugeen Valley Conservation Authority and Maitland Valley Conservation Authority jurisdictions.

Development applications are circulated with the relevant Conservation Authority for comment.

Conservation Authority Approval is required for applications located within the Regulated Area.

 

South Bruce Peninsula

Considerations Information Additional Resources
Review and Approval Authority Bruce County
  • Zoning By-Law Amendment
  • Official Plan Amendment
  • Minor Variance
  • Consent
  • Plan of Subdivision
  • Plan of Condiminium
South Bruce Peninsula
  • Site Plan
  • Building Permit
Key Contacts Bruce County
South Bruce Peninsula
Pre-Application Consultation
  • Required
How to Apply Bruce County
  • In-person submission required
Northern Bruce Peninsula
  • Peninsula Hub - Planning

  • 268 Berford St, P.O. Box 129
    Wiarton, ON N0H 2T0
    Canada
South Bruce Peninsula
  • Online Submission
Conservation Authorities Development applications are circulated with the Grey Sauble Conservation Authority for comment.

Conservation Authority Approval is required for applications located within the Regulated Area.

 


4.2 Common Studies for New Developments

There are several studies that you may need to undertake prior to the construction of your building project in Bruce County. The table below lists a few of the most common studies that may be required, the purpose of the study, and the type of development that would require these studies.

Study Purpose Benefit Type of Development
Architectural Renderings, Height and Massing Studies Shows exterior of development and the development within the surrounding built context (if applicable) Shape the narrative about proposed development projects by sharing the project vision with neighbouring property owners and community members who may be concerned about aesthetics, privacy, and changes to the community in general All
Daylight, Sunlight, and Overshadowing Report Determines if building height creates shadows or impacts privacy of neighbouring property owners Proactively address concerns from neighbouring property owners about how a multi-residential development may affect their privacy and enjoyment of their property. Multi-Residential
Elevations (if available) Shows exterior of development Shape the narrative about proposed development projects by sharing the project vision with neighbouring property owners and community members who may be concerned about aesthetics and community character. All
Environmental Impact Study Determines impact of development on local and migratory wildlife or sensitive ecosystems Proactively address concerns from community members who may be concerned about the environment and reduce time for municipal and Conservation Authority approval. Development adjacent to woodlots, Conservation Areas, Natural Heritage areas or naturalized areas.
Natural Heritage Study Determines impact of development on designated Natural Heritage systems Proactively address concerns from community members who may be concerned about the environment and reduce time for municipal and Conservation Authority approval. Any development adjacent to designated Natural Heritage areas
Parking and/or Loading study Determines if parking supply is adequate for projected demand and meets by-law requirements, or if on-street parking will be needed Proactively address concerns from neighbouring property owners and community member about on-street parking, reduce time for municipal approvals if relief from zoning by-law required. Multi-residential, multiple unit ground-related
Planning Justification Report Demonstrate merits of proposed design, functional operation of the site, and consistency with relevant provincial, County and municipal policies and regulations (if rezoning or Official Plan Amendment required) Address concerns from planning staff related to changes in use and intensity of use, help staff and the public understand the proposal and its potential impacts on neighbouring communities, explain justification for changes to policy (Official Plan) or regulation (Zoning By-Law), if required. Multi-residential, multiple unit ground-related
Sanitary and/or Storm Sewer Study (Functional Servicing Report) Determines if municipal servicing is adequate to serve the proposed increase in demand from increased density Reduce time for municipal approvals. Multi-residential, multiple unit ground-related
Septic System Impact Assessment Determines suitability of site for development, including installation of septic system on-site and any impacts on septic system function of neighbouring property owners Reduce time for municipal and Conservation Authority review and approval (if required). Multi-residential, multiple unit ground-related
Site Plan Application Demonstrate site function, including site circulation, transportation connections, location of building footprint, entrances, parking and loading, landscaping, etc. Necessary for most municipal approvals of multi-residential or multiple unit ground-related developments. Multi-residential, multiple unit ground-related
Stormwater Management Report Demonstrates ability to maintain pre- and post-development stormwater run-off on-site Reduce time for municipal and Conservation Authority review and approval (if required). Multi-residential, multiple unit ground-related
Snow storage Determines if adequate space available to store snow during winter Reduce time for municipal and Conservation Authority review and approval (if required). Multi-residential, multiple unit ground-related
Traffic impact Determines if development will create negative impact on flow of traffic Proactively address concerns from neighbouring property owners and community member about increased traffic and pedestrian safety. Multi-residential, multiple unit ground-related

Please see the Bruce County Official Plan for the exhaustive list of studies (p. 140).

5.1 Building Permit and Inspection

Building inspection and building permits are overseen by Bruce County’s local municipalities, each of which has a Building By-Law, which specifies requirements for different types of projects and stipulates standards for plans, site drawings, and reports as part of the submission to the local Building Department. However, developers should keep in mind that approval may be required from external agencies prior to the issuance of a Building Permit, the timeline for which is outside the hands of the local Building Official.

  • Developers should contact local Building Officials and Planners well in advance of submission to confirm these requirements and minimize the time to receive their Building Permits.
  • Local Building Officials are available to help developers with Building Permit applications and inspection but urge applicants to seek outside professional help if there is any part of the process which they do not understand.
  • Pre-occupancy inspection is largely standardized across Bruce County. However, developers should contact the local Building Department to confirm how best to request an inspection and, ultimately their Occupancy Permit.

5.2 Ensuring Accessibility and Sustainability

Accessibility standards are defined by the Ontario Building Code and enforced by local Building Officials through the Building Permit and Inspection processes. Developers seeking to achieve higher levels of energy-efficiency and sustainability within their projects should engage an energy modelling consultant to confirm that efficiency targets are met pre-occupancy.


5.3 Marketing and Lease-Up

Bruce County can assist owners of new market and non-market rental housing with identifying potential tenants.

A strong local industrial base and burgeoning tourism industry means growing demand for worker housing. Bruce County can connect developers and owners of new rental housing units with employers looking to secure housing for both full-time and seasonal employees.

Similarly, with strong demand for affordable rental housing across the County, Bruce County staff may be able to connect rental property owners with residents on the County’s centralized waitlist. For assistance with lease-up, please contact:

Tania Dickson, Housing Services Managers
Department: Human Services, Human Services
Tel: 1-877-396-3450
Email: TDickson@brucecounty.on.ca

 

Developer Checklist

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File icon Developer Checklist 202.16 KB

 

Additional Tools

Affordable Housing 101

For more detailed information and comprehensive guides on developing affordable housing, see: