welcome to Bruce County

Housing Programs

Secondary Suite Affordable Housing Grant

The County of Bruce is offering the Secondary Suites Affordable Housing Loan Program to stimulate homeowner investment to create alternate housing options with Bruce County.

This program will be administered through the Housing Division of Bruce County.

The program provides a forgiveable loan of up  to a maximum of $25,000 to develop a secondary suite that will be piloted in 2016-17 in Kincardine and Saugeen Shores.

Funding will be provided to owner occupied households who create a secondary suite and commit to providing the unit at an affordable rental rate to an income qualified household for a minimum ten year affordability period.

For more information download Program Guidelines here.

Download Application for Secondary Suites   here.

Homeownership Program

We are now accepting new applications for our Home ownership program!

Home ownership Is a down payment assistance of 5% loans available to those with an annual income of $55,000.00 or less wanting to purchase a home valued less than $224,976 (subject to change)  in Bruce County. The assistance is in the form of a forgivable loan when owned for at least 20 years.

For further details on this program down load application or in "Downloads / Files" section (right hand sidebar).

Great tool for Homebuying Step By Step "A Consumer Guide and Workbook" published by CMHC.

Home Repair Program

Housing Division is accepting new applications, to down load the Home Repair Application click on link below "Application".

The Bruce County Home Repair Program is designed to improve the living conditions of low to moderate households in need. It offers financial assistance to complete home repair deficiencies, energy-efficiency upgrades and accessibility upgrades for persons with disabilities.

This program will be administered through the Housing Division of Bruce County.

The program provides a one time assistance in the form of a forgiveable loan for home repairs to a maximum of $10,000 per household. The program also provides assistance in the form of a grant for accessibility upgrades under $5,000.

Bruce County Home Repair Program Guidelines

Home Repair: Application

 Who is eligible?

You may be eligible if your total household income is at or below $41,000, and own a home in Bruce County that is your sole and principal residence with a market value of $224,976 or below. All property taxes and mortgage payments must be up to date and insurance coverage in place for the full value of the home. Your home must be in need of repair, energy or accessibility upgrades.

How much financial assistance can I receive?

Funding for accessibility upgrades, up to a maximum of $5,000 is in the form of grant, and does not require repayment. Funding for standard repairs for homeowners will be in the form of a 10-year forgivable loan. The maximum amount is $10,000 and will be secured by a promissory note provided by the County of Bruce.

What types of repairs can be done?

Eligible repairs under the Home Repair Program may include major repairs and rehabilitation required to make your home safe while improving energy efficiency. Examples include, but are not limited to:

  • Heating systems including furnace replacement
  • Chimneys
  • Foundations
  • Roofs Vents, louvers
  • Electrical systems
  • Plumbing, toilet replacement, water heaters
  • Septic systems and well water, well drilling

Modifications to increase accessibility related to housing and to the occupant's disability include, but are not limited to:

  • Ramps
  • Handrails
  • Chair and bath lifts
  • Height adjustments to countertops
  • Bathroom renovations

How do I apply?

Applications and additional information are available by contacting Bruce County Housing at 519.396.3450 ext. 107 or 1-877-396-3450 ext. 107 during regular business hours Monday thru Friday from 8:30 AM to 4:30 PM or email msix@brucecounty.ca.


Bruce County Housing Stability Fund

Online Application Click Here

See link below for manual application


  • Ontario Works clients  or Ontario Disability clients and
  • Low income households with a maximum gross income yearly as follows:
  • 1 - 2 person(s) less than $28,000
  • 3 - 4 persons $28,001 - $39,000
  • 5 - 6 persons $39,001 - $48,000
  • 7 or more persons $48,001 - $52,000


  • Households in rent-geared-to-income housing who do not pay for their utilities.
  • People living outside of Bruce County

You can fax, mail or drop off your application to:

Bruce County Housing

Box 1450, 325 Lambton St, Kincardine, ON N2Z 2Z4

Fax: 519-396-3499

 Or you can drop off your application to your local Social Services office:

Walkerton - 30 Park St.

Port Elgin - 605 Mill St.

Wiarton - 268 Berford St.

 If you have any questions or need to make other arrangements to pick up or send in an application please contact Bruce County Housing at:

Phone: 519-396-3450 ext.103 or 1-877-396-3450 ext.103

What services and supports are eligible?

  •  Rent and Utility arrears
  •  First or Last month's rent
  •  Moving expenses

Housing Stability Fund Application

Please Note:

  • All payments are made directly to vendors (landlord, utility company, moving company).  We are not able to reimburse applicants after expenses have already been paid for.

 Program guidelines as of January 1, 2016


Investment in Affordable Housing Program for Bruce County

Bruce County has received funding from the federal and provincial governments for the Investment in Affordable Housing Program of $1.8 million dollars for 3 years ending March 2015.

Housing for all

Click here for the Housing for all e-newsletter.

Rent Supplement Program

Is subsidized rental units with participating private landlords throughout the County.

IAH - RS Program Summary County of Bruce

Rental Housing Program

Includes 10 new affordable units in Kincardine and Port Elgin.  Construction will begin in 2012 in Port Elgin and 2013 in Kincardine

More details can be obtained by calling Housing Manager at 519-396-3439

Bruce County Housing Corporation

Bruce County Housing Corporation (BCHC) was created in January 2001. BCHC is an amalgamation of Bruce County Non-Profit Corporation that was created by the County of Bruce in 1982 and Bruce County Housing Authority that was incorporated in 1976 and transferred from the Province to the County on January 1, 2001.

We provide housing to families, seniors, couples, single people and people with special needs in a variety of housing forms including townhouses, apartments, single and semi-detached dwellings. Most of the housing is available on a rent-geared-to-income basis, however some projects offer market rent units. We currently own and manage 605 units throughout Bruce County. We also administer the Rent Supplement Program which provides subsidy for approximately 50 units in privately owned buildings. Tenants for these units are selected from the Bruce County Community Housing Registry waiting list and pay the landlord based on their income. BCHC pays the difference between the tenant's portion and the full market rent for the unit.

 How much will I pay?

If you qualify for a subsidized unit the rent is based on 30% of your gross monthly income. Market rent units are also available in most locations.


Rent is calculated based on 30% of the gross household income to a maximum of the established "market rent" for the unit in the development in which you will reside. Rent for those persons in receipt of social assistance from Ontario Works and Ontario Disability Support is in accordance with a scale established in the Social Housing Reform Act, 2000, Ontario Regulation 298/01 and may be changed periodically.

Market Rent Value

Some market rent units are available in Bruce County Housing Corporation buildings as well as the private non-profit housing developments. The rent is similar to the private sector rental properties. Applications for market rent units must be made directly with the applicable housing provider. A listing of the market rents for each municipality is available under the report section "Market Rents".

Affordable Rent

The affordable rent is set at a rate below the average market rent for Bruce County (approximately 80% of the average market rent). Tenants must meet the eligibility criteria of the program at the time of move in based on the unit bedroom size.  The affordable rent of each tenant will be increased annually by the rate approved by the Bruce County Housing Corporation Board as per the allowable rent increase guidelines.


South West Community Care Access Centre www.ccac-ont.ca

VON Grey-Bruce www.von.ca

Westario Power Low-Income Energy Assistance Program

(LEAP) Emergency Financial Assistance (EFA)

Westario Power customers can get up to $500 in emergency assistance for your electricity bills ($600 if your home is heated electrically).

The assistance is only available if you are behind on your bill - or in arrears - and may face having your service shut off (disconnected). It is for emergency situations only and is not meant to provide you with ongoing help to pay your bills.

You cannot receive more money than you owe on your bill.

In order to be elegible for the LEAP EFA grant, applicants must:

  • be an existing customer of the distributor providing the funding, or an existing customer of a unit sub-meter provider operating within the service area of the distributor;
  • reside at the address for which there are arrears; and
  • have an after-tax household income at or below the thresholds below:
  • 1 - 2 person(s) less than $28,000
  • 3 - 4 persons $28,001 - $39,000
  • 5 - 6 persons $39,001 - $48,000
  • 7 or more persons $48,001 - $52,000

You can fax, mail or drop off your application to:

Bruce County Housing

Box 1450, 325 Lambton St, Kincardine, ON N2Z 2Z4

Fax: 519-396-3499

Or you can drop off your application to your local Social Services office:

Walkerton - 30 Park Street

Port Elgin - 605 Mill Street

Wiarton - 268 Berford Street

If you have any questions or need to make other arrangements to pick up or send in an application, please contact Bruce County Housing at:

Phone: 519-396-3450 ext. 103 or 1-877-396-3450 ext. 103

Program guidelines as of January 1, 2016